Samuel Gooch

Car insurance customers 'should not automatically opt for the cheapest deal'

Car insurance customers have been warned about opting for the cheapest deal available to them.Anyone looking to compare savings on the best car insurance deals available in the UK following the recession must be wary of simply choosing the cheapest packag... Read >

Savings account holders 'will not be distracted by interest rates'

An expert has said that interest rates will not distract people from saving.People looking to take out savings accounts such as ISAs or fixed rate bonds in the near future will not be put off by the current level of interest rates in the UK. That is acco... Read >

Skipton Building Society adds to fixed bonds range

A lender has launched a new fixed rate bonds package today (November 2nd).Anyone interested in Skipton Building Society fixed rate bonds might be glad to note that the financier has today (November 2nd) introduced a new savings account to its range of fix... Read >

Barclays launches new fixed rate bonds deal

Barclays has introduced a new fixed bonds deal.People looking to compare savings on fixed rate bonds products might be interested in a new product launched by one financier.Those already with Barclays fixed rate bonds - as well as new customers - will tod... Read >

Aussie credit defaults 'possible result of interest rate hikes'

Interest rate hikes could lead to Aussie credit defaults, according to economists.There could be some Aussie credit defaults occurring as a possible result of interest rate hikes, industry experts have revealed.JP Morgan economist Helen Kevans has predict... Read >

First-time mortgage seekers 'may have to pay more than other borrowers'

First-time buyers may find it more expensive to borrow than other people.People seeking the opportunity to get their first foot on the home credit ladder by securing a mortgage deal are likely to face a tougher task than those in the same situation a few ... Read >

Principality enhances fixed bonds business account

A financier has enhanced its fixed bond business account.Those hoping to compare savings on business accounts such as fixed rate bonds may be interested in a new offer from one financier.In order to make their 12-month fixed rate bond products more attrac... Read >

Mortgage lending 'to witness falls before upturn'

An expert has said that home credit lending in the UK will drop further before seeing an upturn.Mortgage and home credit lending figures are set to drop further in the near future prior to witnessing an upturn, an expert has said.According to Andy Pratt, ... Read >

Credit firms given wider role to help tackle benefit fraud

Prime minister David Cameron plans to outline a new scheme that will see credit rating firms set for a larger role in tackling the £5.2bn annual cost of benefit cheats and overpayments.Experian, one of the main Credit rating firms, said it was currently ... Read >

Fixed rate bonds 'effective tool to beat inflation'

Fixed rate bonds continue to dominate the higher end of the savings market.Although these savings accounts offer guaranteed returns, there is a small gamble involved when using fixed rate bonds, as the general census follow the Bank of England base rate s... Read >

What is an ISA and how can it benefit you?

The fair trading regulator is looking to make a super-complaint about the current state of the UK Individual Savings Accounts (Isas) market.According to watchdog Consumer Focus, around 15 million savers make use of a cash ISA, however potential ISA holder... Read >

Barclays to reintroduce AKO plans

Barclays Wealth is to reintroduce its Defined Returns Plan Annual Kick-Out (AKO), which gives investors the opportunity to make a return within just two years.The scheme has proved a popular method of investment in the past - as it offers a potentially ... Read >

Plans to abolish cheques may cause security risks

Campaigners have suggested that the end to cheques will push the elderly to hoard cash at home.An influential committee of Mps are in talks regarding the proposed scheme to wind down the cheque system by 2018.Campaigners argued that older people would nee... Read >

Regular Aussie credit in loan account 'will build equity'

A person's equity will increase if they put a decent amount of credit into a Commonwealth home loan account, according to the bank.Investing a regular amount of Aussie credit into a Commonwealth home loan account will increase equity for the customer.This... Read >

Business accounts 'take a hit due to poor weather'

The recent cold snap saw the finances of many small businesses suffer.The severe wintry weather seen earlier this year appears to have had a significant impact on many firms' business accounts.Figures released by Lloyds TSB Commercial reveal that more tha... Read >